Upadłość konsumencka w wypadku braku majątku

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Dodany: 2018-02-19
Kategoria: adwokat rzeszów

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Upadłość konsumencka w wypadku braku majątku

Upadłość konsumencka w 2016 r.roku to ogromnie głośny temat wśród osób zadłużonych i przekredytowanych. Od chwili uchwalenia przepisów o upadłości konsumenckiej zleciało już ponad 6 lat, jednak dopiero w tej chwili możemy mówić o tym, iż wprowadzona instytucja prawna spełnia swoją rolę w naszym państwie. Jest to z pewnością wynik nowelizacji, jaka miała miejsce na koniec grudnia 2014 r. Znowelizowane regulacje w dostrzegalnej mierze doprowadziły do liberalizacji zasad, na jakich jest dozwolone obwieścić upadłość i przyczyniły się do zwiększenia ilości pozytywnych postanowień ogłaszanych przez rodzime sądy w tym względzie.

Przez początkowe, albowiem półrocze roku 2016 z upadłości konsumenckiej skorzystało już kilkaset jednostek w skali całego naszego państwa. To jest dobra informacja w szczególności dla osób, które nie radzą sobie ze spłacaniem własnych zobowiązań. Oczywiście każdy może stwierdzić, iż jest nieco niesprawiedliwości w tym, że ktoś zadłużał się bezmyślnie a teraz jego zadłużenie ma podlegać umorzeniu. Nie jest to do końca prawda a sam problem osób przekredytowanych jest trochę bardziej zawiły i złożony.

Często jest, bowiem tak, iż dana jednostka nawet stara się zwracać swoje kredyty a realnie spoglądając jest to po prostu fizycznie nierealne (np. jej dochody nie pozwalają nawet na spłacanie rosnących odsetek). W takiej sytaucji jedynym sensownym wyjściem z dokuczliwej sytuacji jest tylko upadłość konsumencka.

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