Upadłość konsumencka nie zwlekaj z wykonaniem pomyślnej

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Dodany: 2018-02-22
Kategoria: adwokat rzeszów

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 Upadłość konsumencka- nie zwlekaj z wykonaniem pomyślnej decyzji

Upadłość konsumencka to instytucja stosunkowo innowacyjna w polskim prawie upadłościowym. Konieczność jej wprowadzanie była postulowana przez wiele lata przez praktyków i teoretyków polskiego prawodawstwa. W tym momencie po wprowadzonej po ostatnim czasie nowelizacji upadłość konsumencka jest jeszcze bardziej osiągalna dla przeciętnego Kowalskiego, który ma poważne problemy wraz z spłatą swoich zaciągniętych zobowiązań. Kwestią podstawową jest argument, że dana osoba popadła w stan niewypłacalności jak i również nie wydaje się być w stanie terminowo regulować swoich zobowiązań. Kolejnym czynnikiem jest okoliczność jakim sposobem doszło do powstania wiadomego stanu niewypłacalności. Zasadnicza wydaje się, bowiem różnica między osobowością, która bezwiednie zaciągała kredyty na zachcianki życiowe (np. nowy telewizor plazmowy do salonu albo egzotyczne wakacje w tropikach) od ludzie, która w efekcie np. przypadku samochodowego została inwalidą, otrzymała niewielką rentę i nie może spłacać zaciągniętych długów. Upadłość konsumencka jest szansą dzięki powrót do normalnego życia bez komorników i natarczywej windykacji. W tym czasie złożenie wniosku o ogłoszenie upadłości konsumenckiej łączy się z pokryciem kosztów sądowych w wysokości tylko 30 zł (wcześniej było to aż tysiąc złotych). Dlatego także osób, które skorzystały wraz z takiego rozwiązania jest spośród każdym miesiącem w naszym kraju coraz więcej.

Komentarze: 100


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