Upadłość konsumencka a problem winy w niewypłacalności

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Dodany: 2018-02-23
Kategoria: adwokat rzeszów

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Upadłość konsumencka a problem winy w niewypłacalności

Upadłość konsumencka w 2016 r.roku to wielce chodliwy wątek pośród ludzi zadłużonych i przekredytowanych. Od momentu przygotowania przepisów o upadłości konsumenckiej zleciało już więcej niż 6 lat, jednak dopiero obecnie możemy mówić o tym, iż stworzona instytucja prawna realizuje swoją funkcję w społeczeństwie. Jest to bez żadnych wątpliwości efekt noweli, która miała miejsce na koniec grudnia 2014 r. Bieżące przepisy w sporej mierze doprowadziły do liberalizacji zasad, na jakich można ogłosić upadłość i przyczyniły się do podniesienia ilości pozytywnych orzeczeń ogłaszanych przez rodzime sądy w tym względzie.

Przez pierwsze, albowiem półrocze roku 2016 z upadłości konsumenckiej mogło skorzystać już kilkaset jednostek w skali całego naszego kraju. Jest to fantastyczna informacja w szczególności dla osób, które nie radzą sobie ze spłacaniem swoich zobowiązań. Naturalnie każdy może stwierdzić, iż jest trochę niesprawiedliwości w tym, iż ktoś zadłużał się bezrefleksyjnie a teraz jego dług ma podlegać umorzeniu. Nie jest to do końca prawda a sam temat osób przekredytowanych jest znacznie bardziej zawiły i złożony.

Niejednokrotnie jest, bowiem tak, iż dana osoba nawet chce spłacać swoje zadłużenia lecz realnie spoglądając jest to po prostu fizycznie niewykonalne (np. jej zarobki nie pozwalają nawet na spłatę wzrastających odsetek). W takiej sytaucji jedynym rozsądnym sposobem na wyjście z dokuczliwej sytuacji jest rzeczywiście upadłość konsumencka.

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