Upadłość konsumencka a kilka egzekucji komorniczych

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Dodany: 2018-02-23
Kategoria: adwokat rzeszów

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 Upadłość konsumencka a kilka egzekucji komorniczych

Upadłość konsumencka w 2016 r. budzi coraz to większe ciekawość pośród jednostek, które mają znaczne problemy z terminowym spłacaniem swoich długów a w szczególności, gdy kierowane są już w stosunku do ich majątku egzekucje komornicze. Już w tym momencie można otwarcie stwierdzić, że jest to ostatnia deska ratunku dla ludzi, którzy nader często nie ze swojej winy popadli w stan przekredytowania. Dane statystyczne, albowiem w tym względzie są zatrważające i wskazują, iż już ponad 2 miliony osób w naszym państwie posiada problemy z czasowym spłacaniem własnych zaciągniętych zadłużeń.

Oczywiście każdy może powiedzieć, że jest to niesprawiedliwe, jeżeli ktoś wziął kredyt to jest zobligowany go rzetelnie spłacać. Można się z tym poniekąd zgodzić, niemniej jednak problem osób przekredytowanych to już większy kaliber skomplikowania. Jest to powiązane, albowiem z tym, iż ich długi w normalnym trybie są po prostu nie do spłacenia. Powiedzmy sytuacja szarego rencisty, który otrzymuje świadczenie emerytalne w wysokości 1.300 zł a jego długi to kilkaset tysięcy zł. W takim przypadku nie ma rzeczywistych szans na to, żeby zobowiązanie zostało spłacone. Ostatecznym wyjściem z sytuacji jest upadłość konsumencka.

Rok 2016 okazuje się być przełomem w tej kwestii. Krajowe sądy coraz przychylniej traktują osoby zadłyżone a co za tym idzie postanowienia o ogłoszeniu upadłości możemy już liczyć na setki. Jest to pozytywny prognostyk dla każdej osoby, która to chce pożegnać swoje długi i wyjść na finansową prostą.

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