Kiedy upadłość konsumencka

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Dodany: 2018-02-24
Kategoria: adwokat rzeszów

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 Kiedy upadłość konsumencka jest możliwa?

Upadłość konsumencka w 2016 roku to nadzwyczaj rozgorzały problem, szczególnie wśród jednostek, które w przeszłości wzięły dużo zadłużeń a w tym momencie nie radzą sobie z ich spłacaniem. Można, w takim razie postawić w tym miejscu pytanie, z czym związane jest tak spore zainteresowanie właśnie tą instytucją prawną (przecież procedury te zostały wprowadzone już z końcem 2009 roku kalendarzowego). Jak się, albowiem okazuje wszystko jest związane z nowelizacją tych uregulowań prawnych, jaka zaszła w grudniu 2014 roku Od tego momentu system ogłoszenia upadłości uległ zdecydowanej liberalizacji, przez co może z niej skorzystać coraz więcej jednostek posiadających duże problemy ze swoim zadłużeniem.

Dla tego przykładu objawia się, że rok 2016 jest rokiem przełomu, jeśli chodzi o upadłość konsumencką. Na chwilę aktualną możemy, albowiem już liczyć postanowienia sądowe w tym temacie na setki spraw (w pierwszym roku funkcjonowania przepisów było to zaledwie parenaście postanowień na kilkaset złożonych wniosków). Możemy dostrzec, że sądy coraz przychylniej podchodzą do problemów osób przekredytowanych.

W praktyce jak się, albowiem okazuje upadłość konsumencka jest jedynym rozsądnym rozstrzygnięciem dla jednostek, które popadły w spiralę obciążenia i nie mają faktycznych szans na zwrot swego obciążenia. Każdy, kto ma, chociażby minimalną styczność z branżą kredytową albo pożyczkową poznał przypadki osób, które często nie ze swej winy znalazły się w pożyczkowej pułapce (np. zadłużyły się ponad stan, żeby ratować ciężko chorego członka rodziny).

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