Jak starać się o upadłość konsumencką?

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Dodany: 2018-02-23
Kategoria: adwokat rzeszów

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Jak starać się o upadłość konsumencką?

Upadłość konsumencka to świetne wyjście dla w zasadzie każdej osoby, która jest niewypłacalna. Do niedawna, bowiem z perspektywy ogłoszenia bankructwa mogły korzystać tylko i wyłącznie podmioty pałające się prowadzeniem firmy. Z kolei z końcem grudnia 2009 roku taką sposobność posiadają także osoby prywatne- konsumenci. Poprzez przedłożone przepisy do ustawy o prawie upadłościowym i naprawczym nasz kraj dołączył do krajów Europy Zachodniej gdzie takiego rodzaju rozwiązania działały już ze sporym powodzeniem od mnóstwa lat.

Jak podkreślają, bowiem eksperci z branży kredytów i bankowości problem niespłaconych zobowiązań narasta w naszym kraju od dużej liczby lat. Ewidentnie nie możemy nie pamiętać o starożytnej zasadzie prawa, która powiada, iż umów trzeba dotrzymywać niemniej jednak z 2-iej strony powinno się dodatkowo wziąć pod rozwagę sytuację, osób nadmiernie przekredytowanych, które nie mają realnych szans na zwrot swych zadłużeń. Taki stan rzeczy z kolei generuje to, że uciekają one ze swoimi przychodami do szarej strefy. Wyjściem z sytuacji, w związku z tym w takim wypadku jest upadłość konsumencka.

Nader często, bowiem osoba bedąća w długu na kilkadziesiąt lub też kilkaset tysięcy złotych jest skłonna wyprzedać resztkę swojego dobytku, aby reszta niespłaconego długu została umorzona. Całość, albowiem sprowadza do tego, iż upadłość konsumencka zapewnia dłużnikowi „nowe” życie, bez zadłużeń, bez przytłaczających telefonów od wierzycieli a przede wszystkim bez zajęcia komorniczego.

Komentarze: 100


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