Bankructwo jak napisać odpowiedni

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Dodany: 2018-02-22
Kategoria: adwokat rzeszów

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 Bankructwo- jak napisać odpowiedni wniosek

Bankructwo to popularne określenie, które w ostatnim czasie pozostało przypisane stosunkowo nowej sekcji prawnej, jaką bez kwestionowania jest upadłość konsumencka. W uproszczeniu w zasadzie chodzi o to samo, ale nie jest to prawidłowe nazewnictwo. Zaczynając od samego zarania należy wspomnieć, że wciąż kilka lat temu z możliwości ogłoszenia upadłości zdołali skorzystać przedsiębiorcy lub korporacji, które stanowiły oddzielne osoby prawne. W tym momencie bankructwo to również sfera osób prywatnych- konsumentów. Skorzystać mogą z niego ludzie, których zobowiązania są faktycznie duże, że nie istnieją realne przesłanki na ich spłatę. Jedynym rozwiązaniem przy takim przypadku jest ogłoszenie upadłości konsumenckiej. Przykładowo wiadomy dłużnik posiada zobowiązania dzięki kwotę powyżej dwustu tysięcy złotych a jego jedynym dochodem jest wynagrodzenie wynoszące, co miesiąc sumę jedynie 1. 341 zł (wynagrodzenie minimalne). Jest zrozumiałym, że bez względu na to jakby się starał to spłata takiego obciążenia jest po prostu niemożliwa z logicznego punktu widzenia. Kwestią oddzielną pozostaje wątpliwość jak osoba o takich dochodach „wyhodowała” sobie tego typu zadłużenie (najczęściej jest to kwestia kredytów udzielanych we frankach szwajcarskich lub kredytów pozbankowych, które są obciążone astronomicznymi kosztami). Bankructwo i upadłość konsumencka to niewątpliwe skuteczne lekarstwo dla osób przekredytownych i szansa na normalne życie bez windykacji i strachu przed komornikiem.

Komentarze: 100


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